Joe began investing in his first property at the age of 19 and learned the importance of using creative financing to make the deal work. Since then, Joe has created, brokered, bought and sold more than 10,000 real estate notes on both residential and commercial properties. As an author, speaker, and trainer for the past 25 years, he believes that there has never been a greater opportunity for real estate investors to use non-performing notes to acquire properties and seller financing to cash out.