If you're preparing to purchase a home, your next stop is a lender's office!
Before you begin shopping for homes, it's time to meet with a lender to get pre-approved for a home loan. Having a pre-approval letter can give you a leg up in this competitive market by showing sellers that you're a serious buyer with your finances in order. ✅
A lender will look at your finances, employment and credit to determine the loan you may qualify for.
Start by preparing these 5 documents so you're ready to begin the pre-approval process! 👇
✔️ Identification
✔️ Income and employment verification: tax returns, W-2s, 1099s and recent paystubs
✔️ Proof of assets
✔️ Monthly debt statements from loans or lines of credit to determine debt-to-income ratio
✔️ Additional financial documents such as down-payment gift letters
If you have any questions about the pre-approval process, please reach out! 📲
The Cardwell Thaxton Group
📲(908) 456-1593
📧CardwellThaxton@gmail.com
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